For founders · Hosting + Company + Banking

The stack for people building online.

Everything we recommend for the first 90 days of an online business — where to host it, how to incorporate it, and how to get a bank account that actually answers the phone.

Three chapters

What to pick, in the order most people pick it.

You're rarely buying hosting, formation, and banking on the same day. But when you do tackle each, we've tested the shortlist.

1. Host it

Shared hosting for first sites, managed WordPress for business-critical, cloud VPS for developers. We've run each in production.

  • Bluehost · SiteGround · Hostinger
  • DigitalOcean · Vultr · Linode
  • Kinsta · Cloudways · WP Engine
See hosting picks →

2. Incorporate it

Delaware C-Corp vs Wyoming LLC. Stripe Atlas vs Firstbase vs doola. Or the cheap, quiet option: Northwest Registered Agent.

  • Northwest Registered Agent (our top pick)
  • Stripe Atlas · Firstbase · doola
  • Harvard Business Services · LegalZoom
See formation picks →

3. Bank it

Mercury for US banking, Wise for multi-currency, Brex if you're venture-backed. Here's when each one actually makes sense.

  • Mercury · Relay · Brex
  • Wise Business · Payoneer
  • US bank accounts for non-residents
See banking picks →
Hosting & VPS

Our hosting shortlist.

From $1.99 shared plans to premium managed WordPress — ten brands we've run sites on.

Bluehost

WordPress.org recommended · first-time WordPress users · $2.95/mo intro

The official WordPress.org-recommended host for first-time WordPress users. Polished onboarding and real phone support at introductory pricing.

★★★★☆4.0 Read review →

SiteGround

Fast shared hosting · Google Cloud infra · top-tier support

Consistently the fastest and most reliable shared host at its price point. Resource limits apply — but for most WordPress sites, GrowBig is the sweet spot.

★★★★★4.6 Read review →

Hostinger

$1.99/mo · LiteSpeed server · surprisingly competent

Dollar-store pricing with real performance. Not the right pick for enterprise but excellent for personal sites, side projects, and small commerce.

★★★★☆4.2 Read review →

DreamHost

Independent · 97-day money-back · WordPress.org recommended

Independently-owned veteran host (since 1997). Longest refund window in the industry and a genuine commitment to open source.

★★★★☆4.1 Read review →

A2 Hosting

Turbo plans genuinely faster · LiteSpeed + dedicated CPU · cPanel

The rare case where 'Turbo' branding matches reality. Turbo plans measurably outperform standard shared hosting.

★★★★☆4.2 Read review →

DigitalOcean

Developer-friendly cloud VPS · best tutorial library · $200 free credit

The VPS that made cloud approachable for developers. Droplets, simple pricing, and the best technical documentation in hosting.

★★★★★4.7 Read review →

Vultr

30+ global regions · high-frequency compute · DO alternative

The close-second cloud VPS. Broader data-center footprint than DigitalOcean and competitive high-frequency compute instances.

★★★★★4.5 Read review →

Linode (Akamai Cloud)

Oldest developer VPS (since 2003) · best support in the VPS space

Predates DigitalOcean by nearly a decade. Now Akamai Cloud Computing. Support quality is the industry benchmark.

★★★★★4.6 Read review →

Kinsta

Premium managed WordPress · Google Cloud infra · $30/mo starter

One of the best managed-WordPress hosts money can buy. Google Cloud infrastructure, Cloudflare Enterprise included, support under 2 minutes.

★★★★★4.8 Read review →

Cloudways

Managed on top of DO/Vultr/Linode · $14+/mo · WordPress + PHP apps

Managed hosting overlay on raw cloud. The price economics of VPS with the simplicity of managed.

★★★★★4.5 Read review →

The official WordPress.org-recommended host for first-time WordPress users. Polished onboarding and real phone support at introductory pricing.

★★★★☆4.0 Read review →

SiteGround

Fast shared hosting · Google Cloud infra · top-tier support

Consistently the fastest and most reliable shared host at its price point. Resource limits apply — but for most WordPress sites, GrowBig is the sweet spot.

★★★★★4.6 Read review →

Hostinger

$1.99/mo · LiteSpeed server · surprisingly competent

Dollar-store pricing with real performance. Not the right pick for enterprise but excellent for personal sites, side projects, and small commerce.

★★★★☆4.2 Read review →

DreamHost

Independent · 97-day money-back · WordPress.org recommended

Independently-owned veteran host (since 1997). Longest refund window in the industry and a genuine commitment to open source.

★★★★☆4.1 Read review →

A2 Hosting

Turbo plans genuinely faster · LiteSpeed + dedicated CPU · cPanel

The rare case where 'Turbo' branding matches reality. Turbo plans measurably outperform standard shared hosting.

★★★★☆4.2 Read review →

DigitalOcean

Developer-friendly cloud VPS · best tutorial library · $200 free credit

The VPS that made cloud approachable for developers. Droplets, simple pricing, and the best technical documentation in hosting.

★★★★★4.7 Read review →

Vultr

30+ global regions · high-frequency compute · DO alternative

The close-second cloud VPS. Broader data-center footprint than DigitalOcean and competitive high-frequency compute instances.

★★★★★4.5 Read review →

Linode (Akamai Cloud)

Oldest developer VPS (since 2003) · best support in the VPS space

Predates DigitalOcean by nearly a decade. Now Akamai Cloud Computing. Support quality is the industry benchmark.

★★★★★4.6 Read review →

Kinsta

Premium managed WordPress · Google Cloud infra · $30/mo starter

One of the best managed-WordPress hosts money can buy. Google Cloud infrastructure, Cloudflare Enterprise included, support under 2 minutes.

★★★★★4.8 Read review →

Cloudways

Managed on top of DO/Vultr/Linode · $14+/mo · WordPress + PHP apps

Managed hosting overlay on raw cloud. The price economics of VPS with the simplicity of managed.

★★★★★4.5 Read review →
Provider Intro price Renewal Type Support Rating
SiteGround
Google Cloud
$3.99/mo$24.99/moShared / managedExcellent★ 4.6Review
Kinsta
Premium WP
$30/mo$30/moManaged WPElite★ 4.8Review
DigitalOcean
Droplets
$4/mo$4/moCloud VPSDocs-first★ 4.7Review
Bluehost
WordPress.org rec
$2.95/mo$11.99/moSharedPhone 24/7★ 4.0Review
Cloudways
Managed on cloud
$14/mo$14/moManaged VPSChat★ 4.5Review
Vultr
30+ regions
$2.50/mo$2.50/moCloud VPSTicket★ 4.5Review
Linode / Akamai
Since 2003
$5/mo$5/moCloud VPSPhone★ 4.6Review
Hostinger
LiteSpeed
$1.99/mo$7.99/moSharedChat★ 4.2Review
A2 Hosting
Turbo plans
$2.99/mo$12.99/moShared+Chat★ 4.2Review
DreamHost
Independent
$2.59/mo$8.99/moShared / VPSChat★ 4.1Review

Our full Top 25 hosting ranking →

Company formation

Form your company.

Ten formation providers + banks, reviewed honestly. If we had to pick one for most readers, it's Northwest Registered Agent.

Northwest Registered Agent

Our top pick for US company formation · $39 filing · privacy-first

The quietest success story in US company formation. Low-priced, no-upsell, privacy-focused, with real humans on the phone — for 25+ years.

★★★★★4.9 Read review →

Stripe Atlas

$500 bundled · Delaware C-Corp or LLC · Mercury bank intro

The default bundled option for first-time global founders. $500 covers formation, EIN, registered agent year-1, and Mercury bank introduction.

★★★★★4.6 Read review →

doola

Global founder focus · $297 starter · Wyoming or Delaware LLC

Global-founder-focused US formation with optional ongoing compliance bundle. Direct competitor to Firstbase and a lighter alternative to Stripe Atlas.

★★★★☆4.4 Read review →

Firstbase

$399 · polished product · global founder · Wyoming default

Feature-comparable to doola with a slightly more polished product experience. Solid alternative to Stripe Atlas at a lower price point.

★★★★☆4.4 Read review →

Harvard Business Services

Delaware specialist since 1981 · $109 formation · deep Delaware expertise

The Delaware formation specialist. Running since 1981, not VC-backed, and priced well below the marketing-heavy alternatives.

★★★★★4.5 Read review →

LegalZoom

Brand-name legal services · bundled attorney consultation · premium pricing

The most-recognized brand in online legal services. Premium priced, with bundled attorney consultations and trademark services attractive for multi-product users.

★★★★☆3.8 Read review →

Mercury

Founder-favorite US banking · remote onboarding · $0 monthly

The de facto banking platform for US startups and global founders. Remote onboarding with high approval rates for US LLCs with non-US members.

★★★★★4.8 Read review →

Wise Business

Multi-currency business banking · 40+ currencies · mid-market FX

The best multi-currency business account on the market. Get local account details in USD, GBP, EUR, SGD, AUD, and more.

★★★★★4.7 Read review →

Sleek

Singapore / Hong Kong / UK / Australia formation · compliance included

Multi-jurisdiction formation specialist. Strongest in Singapore Pte Ltd, with compliance and accounting bundled for ongoing management.

★★★★★4.5 Read review →

Osome

Singapore / Hong Kong / UK · AI-assisted accounting · 24/7 support

Sleek's close competitor in multi-jurisdiction formation, with AI-assisted accounting workflows that are meaningfully faster for monthly bookkeeping.

★★★★☆4.4 Read review →

The quietest success story in US company formation. Low-priced, no-upsell, privacy-focused, with real humans on the phone — for 25+ years.

★★★★★4.9 Read review →

Stripe Atlas

$500 bundled · Delaware C-Corp or LLC · Mercury bank intro

The default bundled option for first-time global founders. $500 covers formation, EIN, registered agent year-1, and Mercury bank introduction.

★★★★★4.6 Read review →

doola

Global founder focus · $297 starter · Wyoming or Delaware LLC

Global-founder-focused US formation with optional ongoing compliance bundle. Direct competitor to Firstbase and a lighter alternative to Stripe Atlas.

★★★★☆4.4 Read review →

Firstbase

$399 · polished product · global founder · Wyoming default

Feature-comparable to doola with a slightly more polished product experience. Solid alternative to Stripe Atlas at a lower price point.

★★★★☆4.4 Read review →

Harvard Business Services

Delaware specialist since 1981 · $109 formation · deep Delaware expertise

The Delaware formation specialist. Running since 1981, not VC-backed, and priced well below the marketing-heavy alternatives.

★★★★★4.5 Read review →

LegalZoom

Brand-name legal services · bundled attorney consultation · premium pricing

The most-recognized brand in online legal services. Premium priced, with bundled attorney consultations and trademark services attractive for multi-product users.

★★★★☆3.8 Read review →

Mercury

Founder-favorite US banking · remote onboarding · $0 monthly

The de facto banking platform for US startups and global founders. Remote onboarding with high approval rates for US LLCs with non-US members.

★★★★★4.8 Read review →

Wise Business

Multi-currency business banking · 40+ currencies · mid-market FX

The best multi-currency business account on the market. Get local account details in USD, GBP, EUR, SGD, AUD, and more.

★★★★★4.7 Read review →

Sleek

Singapore / Hong Kong / UK / Australia formation · compliance included

Multi-jurisdiction formation specialist. Strongest in Singapore Pte Ltd, with compliance and accounting bundled for ongoing management.

★★★★★4.5 Read review →

Osome

Singapore / Hong Kong / UK · AI-assisted accounting · 24/7 support

Sleek's close competitor in multi-jurisdiction formation, with AI-assisted accounting workflows that are meaningfully faster for monthly bookkeeping.

★★★★☆4.4 Read review →
Service Starts at Jurisdictions Bank intro Best for Rating
Northwest Registered Agent
Our top pick
$39All 50 US statesSelf-serveHonest formation★ 4.9Review
Stripe Atlas
Bundled
$500Delaware (C-Corp/LLC)MercuryFirst-time global★ 4.6Review
doola
Global focus
$297Wyoming / DelawareMercury introTax compliance bundle★ 4.4Review
Firstbase
Polished UX
$399Wyoming / DelawareMercuryClean dashboard★ 4.4Review
Harvard Business Services
Since 1981
$109Delaware onlyDelaware specialist★ 4.5Review
LegalZoom
Brand name
$79+All 50 statesBundled legal★ 3.8Review
Mercury
Top banking pick
$0/moUS (incl. non-residents)N/A (is the bank)Founder default★ 4.8Review
Wise Business
Multi-currency
$0/moGlobal (40+ currencies)N/AInternational payments★ 4.7Review
Sleek
SG · HK · UK · AU
$400/yrSingapore Pte Ltd, HK, UKLocal introsAsia formation★ 4.5Review
Osome
AI accounting
$450/yrSingapore, HK, UKLocal introsMonthly bookkeeping★ 4.4Review

Top 20 formation services ranked →

Deep guides

The long reads for each decision.

Decision

Shared vs VPS vs Dedicated

The three hosting tiers in plain English with real thresholds for when to upgrade. And why cloud VPS is often the right answer from day one.

Hosting

How to Pick Your First VPS

The framework we give every first-time buyer. Don't overspec, pick a region near your users, and run backups from day one.

All hosting guides → All founder guides →